The Toyota Landcruiser Owners Club

JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

It seems as if the cost of insuring an import is twice that of a UK model.

I have tried at least 20 different insurers but only 2 were below £200 and most around £250-350 for a 3 dr 1996 Prado.

I decided in the end to stick with L&V who insured my Daihatsu 4Trak and paid an extra £56 for the last 6 months of the year to change the cover. It gives me time to sort an alternative but that equates with around £220 for me for a year.

If it had been a Colorado then the cost would have been the same as the Daihatsi £107( cost at renewal in Nov 08) (Now £119 on internet) for fully comp protected bonus and claas 1 business use for self and wife. L&V are good in 95% of quotes but not for imports unfortunately.

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Ecky Thump · Posted: Sat Apr 11, 2009 16:37 Post subject:

I have spent 3 hours today trying to insure the wife's new 3 door Prado.
That was a b****y shock.

Cheapest I could get for her was with Adrian Flux at £380. Not massive in the grand scheme of things, but at 40, with years of driving experience, no claims and no convictions I thought it was a bit over the top. Even if I insured as the main driver it was the same.

Very annoyed with the confused.com and the others. They all give quotes for Jap imports, then when you phone they say no, sorry, we don't do imports.

I think the most annoying thing is that the insurance for my 4.2 VX80 is over £140 less. How does that work then?
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Les
TLOCUKSB Member No.80
1998 VX Ltd Auto 4.2TD 24 valve beast!! OME 50mm lift & Safari Snorkel
1997 auto petrol 80 (for Er'in'doors)

evansw · * Joined: 09 Apr 2009 Posts: 11 Location: south wales, UK

Admiral and elephant.co.uk both cover imports, providing there is a similar model to it, in the UK. I think the main concern is getting parts, so avoid buying anything rare and unusual.

joinerman · Posted: Fri Jun 26, 2009 20:14 Post subject:

Chuchill do them, also Hastings direct. oh & Tesco

JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

Lots of companies do offer cover but at what a price.

Admiral quoted over £300 and Elephant nearer £400 TODAY for a vehicle that is as near as dammit a Colorado which I can insure with the same cover for around £120.

joinerman · Posted: Fri Jun 26, 2009 21:25 Post subject:

My 94 80 series cost me £230 this year, over 50, full no claims, live in the shires.

JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

Then it may well be worth a call to LV or even DIY on the internet.

tlocuk · Posted: Mon Jun 29, 2009 10:10 Post subject:

Hi John ...

have you tried the ones listed HERE? <-- Click to link dontknow

Simon

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Paul_Humphreys · Posted: Mon Jun 29, 2009 10:25 Post subject:

http://www.2getherinsurance.com were the cheapest for me.

Paul
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LC 80 series 1993. 285/75/16s Cooper SSTs, OME 850s on the front with 25mm packer, 868s on the rear. 4.88 diffs. Winch bumper with 12000lb winch.
HD rear bumper with wheel carrier and winch mount.

http://www.crag-uk.org
http://www.4x4responsewales.org

JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

shaun · ** Joined: 18 Dec 2008 Posts: 120 Location: tyne & wear

sureterm were the cheapest by about £100 for me(cost me £300 for a lwb prado 8 seats)
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JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

Just an update.

Renewed the SWB Prado through L & V in the end as they were cheapes by quite a way.

Cost me £205 for Fully comp, protected NCB with class 1 business use for self and wife.
The only thing wrong was they up'd the excess to £350 from £250 that I had last year.

CompanyMan · * Joined: 20 Sep 2010 Posts: 32 Location: East Anglia

have to admit that I have always stayed away from Prados because they are often imports with insurance problems. VX80s are getting a bit long in the tooth now, 100 series are too high-spec and pricey for me so I am scratching my head a bit just now.

I have a Nissan Terrano bought as a short-term cheap fill-in, it's good mechanically and clean but I just don't like it. A Jeep Cherokee last year was an expensive disappointment and I won't be going down THAT avenue again.

I'm open to suggestions really?

JohnChambers · * Joined: 24 Mar 2009 Posts: 11 Location: East Mids

Just renwed my Prado after numerous quotes that were all more expensive than LV.
Once again £207 for fully comp, protected no claims with business use for self and wife and as last year £350 excess. There is no Foreign use as I would nevver use it abroad.